We have seen a recent increase in reports of attempted "courier fraud" offences, with elderly or otherwise vulnerable people the most common targets. Criminals typically carry out courier fraud by cold calling the victim, purporting to be a police officer or bank official to gain their trust. The fraudsters will then claim there's an issue with the victim's bank account or request their assistance with an ongoing bank or police investigation.

The ultimate aim of this call is to trick them into handing over money or their bank details.

Common techniques used by the fraudsters include telling the victim to withdraw large sums of cash or go and buy high value items. Sometimes they instruct the victim to leave their bank cards in an envelope somewhere safe. In all cases, a "courier" will then come and pick up the cash, expensive item or envelope, on behalf of the police or bank. They will often come to the victim's home address.

PROTECT YOURSELF:

Behind all the clever tricks and ever-changing narratives, there are a few basic recurring elements that are common across many frauds, including courier fraud. Here's what you need to remember:

Your bank or the police will NEVER:

- Call and ask you for your full PIN or full banking password.

- Ask you to withdraw money to hand over to them.

- Ask you to transfer money out of your account.

- It pays to stop and think any time you receive a request for personal or financial information.

Remember, if you feel uncomfortable or unsure about what you're being asked to do , never hesitate to contact your bank or financial service provider directly, using a number you trust, such as the one listed on your bank statements or on the back of your card. Alternatively, discuss the incident with a trusted friend or family member and get their advice on whether you should go through with any action relating to your finances.

If you or anyone is ever questioning the validity of a phone call/email then stop and speak to someone for advice; this could be through 101, a friend or family member, or other trusted person. Please email WingNHPT@thamesvalley.police.uk if anyone wishes to discuss anything in relation to fraud/safeguarding.